Insurance questions

The question and answer center to everything insurance.

What is the difference between insurance brokers and agents?
I hear the terms of insurance brokers and agents. I am not sure about the difference. Shall I work with an agent or a broker?
Auto Insurance
Dec. 1, 2021
How long does my bad driving history affect my insurance rate?
I had a car accident and my insurance rate skyrocketed. How long will the driving history affect my insurance rate?
Auto Insurance
Dec. 1, 2021
How should I choose my personal property value?
I am going to purchase renters insurance. One of the questions is to select a personal property value. How should I choose the right amount?
Renters Insurance
Dec. 1, 2021
Does my credit score affect my insurance rate?
I don't have an excellent credit score. Will that impact my insurance rate?
Auto Insurance
Dec. 1, 2021
Will early termination impact my future insurance rates?
I dropped in the middle of the insurance policy term. Will that impact my future insurance rates?
Auto Insurance
Nov. 30, 2021
Do married couples have cheaper insurance?
I heard that married couples have a better insurance rate. Is that real?
Auto Insurance
Nov. 30, 2021
Is homeowner insurance required by law?
My real estate agent asks me to purchase the homeowner insurance policy when during the closing process. Is homeowner insurance always required?
Homeowner Insurance
Nov. 29, 2021
Can I cancel my insurance policy before it expires?
My auto insurance is renewed automatically and it is 3 months away before it expires. I found a better policy. Can I cancel my current policy without paying an early termination fee?
Auto Insurance
Nov. 29, 2021
What is the difference between ACV and Replacement Cost?
When I purchase the renters insurance, I see the options of actual cash value and replacement cost. What is the difference?
Renters Insurance
Nov. 29, 2021
Does auto insurance cover towing?
Does auto insurance cover the service fees for towing? It cost me about $500 for towing and I am not sure if I can get reimbursed from my insurance company.
Auto Insurance
Nov. 29, 2021

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