Insurance questions

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Does renters insurance cover my stolen package?

Our leasing office provides a storage room and some times my packages got stolen. Does renters insurance cover the loss of package?

Renters Insurance

Can I share my renters insurance policy with my roommate?

I purchased the renters insurance so that I can qualify for my rent. I lived in one bedroom and the other one is shared with a roommate. Can I and my roommate share one renters insurance?

Renters Insurance

I'm not driving at all during pandemic. Why should I pay for insurance?

Since the pandemic, I almost don't drive, but I'm still paying $500+ each month for my car. That is not fair as a driver.

Does renters insurance cover my pet's damages?

I purchased renters insurance and also told my insurance company that I have a pet. If my pet damages my home, can I file claims for my loss?

Renters Insurance

How many roommates can I add to my renters insurance?

I know my renters insurance covers my roommates. But how many roommates can it cover?

Renters Insurance

Does auto insurance cover towing?

Does auto insurance cover the service fees for towing? It cost me about $500 for towing and I am not sure if I can get reimbursed from my insurance company.

What is the difference between ACV and Replacement Cost?

When I purchase the renters insurance, I see the options of actual cash value and replacement cost. What is the difference?

Renters Insurance

How does my landlord know my renters insurance is not cancelled?

My landlord requires me to purchase renters insurance before signing the lease. But how does my landlord know whether I will cancel my policy?

Renters Insurance

Can I cancel my insurance policy before it expires?

My auto insurance is renewed automatically and it is 3 months away before it expires. I found a better policy. Can I cancel my current policy without paying an early termination fee?

Is homeowner insurance required by law?

My real estate agent asks me to purchase the homeowner insurance policy when during the closing process. Is homeowner insurance always required?

Homeowner Insurance

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