2024 Best Pet Insurance for Yorkshire Terrier

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Yorkshire Terrier below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as digestive problems, tracheal collapse, and portosystemic shunt, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for dog is around $218.13 per year for accident only and $594.15 per year for accident and illness.

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The heart of a combative, old-time terrier beats beneath the dainty, glossy, floor-length coat of a Yorkshire Terrier. The Yorkshire Terrier is a little, toy-size terrier that weighs no more than seven pounds and has a floor-length, silky coat of steel blue with a deep golden tan as its crowning glory. The Yorkie is tenacious, feisty, bold, and bossy, with all the characteristics of a true terrier.

Many terriers were developed for hunting in the past, and many still maintain this trait. The Yorkie is frequently pampered unduly due to his size and popularity, yet he is better behaved and happier when handled as a dog. The Yorkie's long, silky coat necessitates meticulous grooming on a regular basis, therefore if you are unwilling to do so, the Yorkie is not for you.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Digestive problems Varies
Tracheal collapse $4,000-$4,000
Portosystemic shunt $2,000-$6,000

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Yorkshire Terrier Need it?

The majority of our Yorkshire Terrier pet parents spend between $22 and $49 per month for comprehensive accident and illness coverage.

Depending on where you reside, the age of your dog, and the policy settings you select, pet insurance may cost more or less. Yorkshire Terrier policies can be more costly than mixed breed policies since Yorkshire Terrier are considerably more likely than mixed breed dogs to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for dogs is $458 on average and the average annual expenses of routine vet visits for dogs is $242. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

The coat of the Yorkshire Terrier is remarkably similar to human hair and should be handled as such. Brushing the coat on a daily basis is required if it is kept long. Hair on the top of the head should be clipped short or gathered up into a topknot to reduce eye irritation. Every week or so, the Yorkie will require a bath. Check your ears at least once a week for debris or signs of infection.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


Find the best and cheapest pet insurance

Compare the top insurance brands at once for free