2024 Best Pet Insurance for Sphynx

Last updated Dec 22, 2021

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Sphynx below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as hypertrophic cardiomyopathy and hereditary myopathy, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for cat is around $133.61 per year for accident only and $341.81 per year for accident and illness.

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The Sphynx is a loving, intelligent, and engaging pet. They are affectionate and loving animals who yearn for your attention and affection, especially the scritches that come with it.

These gorgeous babes are inquisitive, outgoing, and incredibly intelligent, and they aren't afraid to express themselves-literally. Because sphynxes are noisy, expect a lot of cat chatter as your pet follows you around the house.

Sphynx cats are natural-born comedians who will play around in order to catch your attention. These friendly, lively cats adore being petted and will stay by your side for hours. They'll jump at the chance to cuddle up with you under a warm blanket. Their needy behavior may not be suitable for all pet parents, but those who adore the Sphynx will be rewarded with excellent companionship that is difficult to find elsewhere. These cats are devoted, loyal pets who will unconditionally love you.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Hypertrophic Cardiomyopathy $500-$3,000
Hereditary Myopathy Varies

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Sphynx Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

Sphynx policies can be more costly than mixed breed policies since Sphynx are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

Care & Sanitary

Her absence of hair does not indicate a lack of grooming. In actuality, she'll require a lot of maintenance. Cat fur soaks up and separates oil discharges; without it, your cat's skin might become oily, unclean, and even smelly. Sphynxes should be bathed at least once a week and have their ears cleaned and nails trimmed on a regular basis to keep them looking and feeling their best. This hairless cat is just as prone to fleas as its furrier counterparts, so frequent flea prevention is still necessary.

You won't have to go out of your way to keep a sphynx's paws moving because they are naturally active animals. Spyhnx cats have a voracious appetite to match their large tummies, and they eat more than most cats. Keep a watch on their weight, but don't be concerned about their rounded midsections, which are a normal trait of this breed.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


Find the best and cheapest pet insurance

Compare the top insurance brands at once for free