2024 Best Pet Insurance for Pug

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Pug below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as portosystemic shunts, breathing problems, and overweight, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for dog is around $218.13 per year for accident only and $594.15 per year for accident and illness.

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Millions of enthusiasts all over the world adore the small yet strong Pug. Pugs exist solely to love and be loved. Owners of pugs claim that their breed is the ultimate home dog. Pugs thrive in the city or the country, with children or the elderly, as a single pet or as part of a pack. They seem to like their meal. Pugs should not be exercised in hot or humid conditions because they are prone to overheating as a flat-faced breed. When exercising a Pug, extreme caution is advised. Pugs can snore pretty loudly, so if you're a light sleeper, be aware.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Portosystemic Shunts $2,000-$6,000
Breathing problems Varies
Overweight Varies

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Pug Need it?

Depending on where you reside, the age of your dog, and the policy settings you select, pet insurance may cost more or less. Pug policies can be more costly than mixed breed policies since Pug are considerably more likely than mixed breed dogs to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for dogs is $458 on average and the average annual expenses of routine vet visits for dogs is $242. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

The Pug's short, smooth, glossy coat requires little care, yet it sheds. Brushing him once a week with a medium-bristle brush, a rubber grooming mitt, or a hound glove will help remove stray hair and keep him looking his best. Pugs don't need to be bathed unless they've gotten themselves into a sticky situation or have developed a doggy stench. The Pug's nails should be clipped on a regular basis, as long nails can be uncomfortable for him.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


Find the best and cheapest pet insurance

Compare the top insurance brands at once for free