2024 Best Pet Insurance for Pembroke Welsh Corgi

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Pembroke Welsh Corgi below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as hip dysplasia and intervertebral disc disease, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for dog is around $218.13 per year for accident only and $594.15 per year for accident and illness.

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The Pembroke Welsh Corgi is a powerful, athletic, and vivacious little herder who is friendly and companionable without being needy, making it one of the most agreeable of all small housedogs. They are one of the most popular herding breeds in the world.

Welsh from Pembrokeshire Corgi is a playful, independent, obedient, and intelligent dog. Corgis are effective home alarm systems because they are devoted and vigilant of their families, as well as having a tendency to bark.

They're also terrific with kids and seniors. Corgis, on the other hand, can become apprehensive of foreign dogs or cats fast, so it's better to raise them in pairs or gradually introduce new family members.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Hip Dysplasia $1,500-$6,000
Intervertebral Disc Disease $2,500-$7,000

Average Size and Life Expectancy

22-30Pounds
10-12Inches
12-13Years

Average Pet Insurance Cost and Why Your Pembroke Welsh Corgi Need it?

Depending on where you reside, the age of your dog, and the policy settings you select, pet insurance may cost more or less. Pembroke Welsh Corgi policies can be more costly than mixed breed policies since Pembroke Welsh Corgi are considerably more likely than mixed breed dogs to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for dogs is $458 on average and the average annual expenses of routine vet visits for dogs is $242. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

The Pembroke has a double coat that is thick and waterproof, with a soft, light undercoat and a coarse outer coat. The breed sheds a lot on a daily basis, and this is especially true in the late spring and early summer. A daily comb and slicker brushing will get rid of a lot of the shed hair before it gets all over the place. Baths can help release dead hairs during shedding season. Before brushing, the dog must be totally dry, and a rake can help remove the undercoat. The Corgi's nails should be cut on a regular basis, and his ears should be checked to ensure they are clean and healthy, as with all breeds.


Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.

References

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