2024 Best Pet Insurance for Lhasa Apso

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Lhasa Apso below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as keratoconjunctivitis sicca, intervertebral disc disease, and hip dysplasia, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for dog is around $218.13 per year for accident only and $594.15 per year for accident and illness.

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Lhasas are family comedians who are regally aloof with strangers. They are smart, confident, and sophisticated. A little and old companion dog, the Lhasa Apso is a small and ancient companion dog. The disposition of the Lhasa Apso varies, and he may be very loud for his size. He, like many dogs, need daily exercise. His lengthy and voluminous coat necessitates frequent maintenance as well as cutting on occasion.

To avoid snags and tangles, the Lhasa's long flowing coat demands a lot of cleaning and combing.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Keratoconjunctivitis Sicca $200-$1,000
Intervertebral disc disease $2,500-$7,000
Hip Dysplasia $1,500-$6,000

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Lhasa Apso Need it?

Depending on where you reside, the age of your dog, and the policy settings you select, pet insurance may cost more or less. Lhasa Apso policies can be more costly than mixed breed policies since Lhasa Apso are considerably more likely than mixed breed dogs to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for dogs is $458 on average and the average annual expenses of routine vet visits for dogs is $242. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

Lhasas with a puppy cut or other clip should still be combed and bathed on a regular basis in between grooming appointments. Brushing long hair on a regular basis using the correct tools and techniques is essential. A long coat should be bathed every two weeks at the absolute least, and brushed once in between bathing. Shampoo residue irritates the skin, thus thorough rinsing is required. Grooming is made easier with conditioners and finishing sprays. Long or trimmed hair that has been freshly showered should be completely dried and brushed, as moist hair, even if clean, may mat.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


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Compare the top insurance brands at once for free