2024 Best Pet Insurance for Irish Setter

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Irish Setter below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as hip dysplasia, progressive retinal atrophy, and bloat, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for dog is around $218.13 per year for accident only and $594.15 per year for accident and illness.

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The Irish Setter is a high-spirited gundog with a brilliant red coat, grace, and speed. They're known for being excellent family dogs, with sweet-tempered companions for the adults and romping playmates and tennis-ball fetchers for the kids. Irish dogs are outgoing and like making new acquaintances. These lively redheads have the heart of a child, but they are eager to please and will react well to gentle, constructive training. He is a fast, lively person who prefers to live in a home with a garden. He'd be best suited to a location with easy access to the countryside where he could run around and explore.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Hip dysplasia $1,500-$6,000
Progressive retinal atrophy Varies
Bloat $1,500-$7,500
Epilepsy $200-$5,000
Bone cancer Varies

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Irish Setter Need it?

Depending on where you reside, the age of your dog, and the policy settings you select, pet insurance may cost more or less. Irish Setter policies can be more costly than mixed breed policies since Irish Setter are considerably more likely than mixed breed dogs to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for dogs is $458 on average and the average annual expenses of routine vet visits for dogs is $242. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

The gorgeous rich-red coat of the Irish Setter requires only little maintenance to keep it looking its best. Irish should be groomed with a pin brush or a soft bristle brush at least twice a week, and a long-toothed metal dog comb can be used to assist smooth out any tangles or mats that may be forming. Once a month, the nails should be clipped. A bath every now and then with a gentle dog shampoo will help maintain the coat and skin clean and healthy. Grooming sessions are an excellent opportunity to check the dog for any new lumps or skin concerns, as well as to ensure that the eyes and ears are healthy and free of problems.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


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Compare the top insurance brands at once for free