2024 Best Pet Insurance for Himalayan

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Himalayan below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as kidney problems and respiratory problems, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for cat is around $133.61 per year for accident only and $341.81 per year for accident and illness.

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The Himalayan is a gentle, placid, and peaceful creature. She is a beautiful addition to any home, where she may sit in a lap, be rubbed by individuals who notice her great traits, and play house with sweet kids who will gently comb her hair, let her chase an interactive toy, and then serve her tea at their parties. Himalayans are affectionate, but they are quite picky.

Himalayans have a calm, caring, and very clever demeanor. Himalayan cats, like their Persian counterparts, are laid-back felines who prefer to spend their days resting in your lap. These cats will be fine if left alone for a few hours and will be waiting for you at the door when you return. They'd be just as content with two or three more kitty roommates.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Kidney problems Varies
Respiratory problems $200-$1,000

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Himalayan Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

Himalayan policies can be more costly than mixed breed policies since Himalayan are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

When it comes to a Himalayan, it's his long, magnificent coat that requires the most attention. Because of his thick coat, grooming him on a regular basis is necessary to avoid matting and tangles, as well as to keep shedding (relatively) under control. Mats aren't only unattractive; they can also be painful. Brush him frequently and thoroughly—imagine your lap as a cat hair salon, and groom your pet while watching TV. Bathing on a regular basis also helps to keep the coat clean and lustrous. Bathe your Himalayan when he's young to get him used to being in the water. He might prefer bath time in the future!

Himalayans' eyes also require special attention. To erase the discoloration, wipe their faces with a tissue on a frequent basis. You should keep his nails clipped, his litter box clean, and his teeth plaque-free.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


Find the best and cheapest pet insurance

Compare the top insurance brands at once for free