2024 Best Pet Insurance for Birman

For millennia, the Birmans have enchanted people. The Birman cat has a pleasant and friendly personality. These lovely creatures are bred to get along with everyone in the home, including dogs and cats. Their easygoing demeanor makes them an almost ideal family pet.

Birmans are a gregarious breed who enjoys being the center of attention. They'll frequently follow their favorite individual from room to room to be with them. And their affection for humans extends beyond their immediate family to include new acquaintances. Your cat will be content just walking around the house as she ages, checking to ensure everything is in order.

Common Health Problems/Possible Pre-Existing Condition

Health Problem	Risk	Medical Cost
Bacterial and viral infections		$200-$2,500

Average Size and Life Expectancy

10-12Pounds

8-10Inches

13-15Years

Average Pet Insurance Cost and Why Your Birman Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

Birman policies can be more costly than mixed breed policies since Birman are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

Care & Sanitary

Long-haired cats require a little extra maintenance to maintain their appearance. You might be surprised to learn how simple it is to groom a Birman's coat because Birmans lack a dense undercoat like other long-haired breeds; their coat mats or tangle more easily. All a Birman need is a simple brushing or combing a few times a week to keep her hair looking beautiful. Two times a year, Birmans should be groomed by a professional.

Trimming her nails, cleaning her litter box, and brushing her teeth are all important aspects of Birman care. To avoid dental disease, Birmans must see a dentist regularly.

Other Tips to Save Money on Pet Insurance

• Higher deductible
  Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
• Lower reimbursement plan
  Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
• Pay annually
  Some insurer are willing to provide discount if you agree to an annual payment.
• Insure them in an early age
  The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
• Shop around
  Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.

References

• APPA National Pet Owners Survey
• Simply Cat Breed Organization
• Daily Paws
• The Cat Fanciers’ Association
• Animal Wellness Center
• Wag Walking Cat Care