2024 Best Pet Insurance for Bengal

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Bengal below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as heart problems and eye diseases, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for cat is around $133.61 per year for accident only and $341.81 per year for accident and illness.

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The Bengal is a very energetic and intelligent creature. This makes him enjoyable to be around, yet he may be difficult at times. To keep his huge intellect occupied, he needs continual stimulus.

The Bengal is a confident, talkative, friendly cat that is always on the lookout. He enjoys games such as fetch and is a natural at learning new feats. His dexterous paws are almost as excellent as hands, and it's a good thing he doesn't have opposable thumbs, since he'd rule the world.

Bengal cats get along well with kids, other cats, and family dogs. The importance of early socialization and exposure to family members cannot be overstated. If you try to introduce a new pet to elder Bengals who are already established in their ways, you may face some difficulties.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Heart problems $500-$3,000
Eye diseases Varies

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Bengal Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

Bengal policies can be more costly than mixed breed policies since Bengal are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

A Bengal cat's happiness depends on mental stimulation. Begin by introducing your kitten to other people, children, animals, the car, and even a leash and harness for outdoor adventures when he or she is young. It's simple to care for a Bengal's coat: all you have to do is brush them once a week to keep their coat in good shape. And, because they enjoy water so much, a bath may be something they look forward to on occasion. It's crucial to take care of your teeth and nails on a regular basis.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


Find the best and cheapest pet insurance

Compare the top insurance brands at once for free