The personality of the American shorthair cat is more consistent—it is pleasant and affectionate. American shorthairs have an incredibly charming and friendly demeanor for a cat breed that was initially created solely to hunt rats and mice. They enjoy being with their family and are even content to be carried around by children. American shorthair cats are known for being laid-back and gentle while still being curious enough to be a fun companion. American shorthairs enjoy being seen, but they aren't pushy about it and are normally calm. Despite their sociable nature, they can also be quite independent.
Common Health Problems/Possible Pre-Existing Condition
| Health Problem | Risk | Medical Cost |
|---|---|---|
| Hip dysplasia |
| $200-$2,500 |
| Hypertrophic Cardiomyopathy |
| $500-$3,000 |
Average Size and Life Expectancy
Average Pet Insurance Cost and Why Your American Shorthair Need it?
Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.
American Shorthair policies can be more costly than mixed breed policies since American Shorthair are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.
According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.
Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.
After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.
Care & Sanitary
Brushing your cat on a weekly basis, especially while he is shedding his winter coat, will remove dead hair, grime, and any potential mats. The coats of these American Shorthairs are thicker in the winter.
It's critical to maintain your American shorthair's nails cut and his litter box clean, as it is with all cats. It's also a good idea to visit the dentist on a regular basis.
Other Tips to Save Money on Pet Insurance
- Higher deductible
Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly. - Lower reimbursement plan
Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often. - Pay annually
Some insurer are willing to provide discount if you agree to an annual payment. - Insure them in an early age
The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet. - Shop around
Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.
References
- APPA National Pet Owners Survey
- Simply Cat Breed Organization
- Daily Paws
- The Cat Fanciers’ Association
- Animal Wellness Center
- Wag Walking Cat Care
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