Will speed ticket impact my auto insurance rates?

Typically, yes, your auto insurance premiums will increase after receiving a speeding ticket. Most of the insurance carriers will increase the rates after two or more speeding tickets, but not all companies raise the rates after one single ticket.

According to a Forbes Advisor investigation, the national average car insurance premium rise for drivers who receive a speeding ticket is 24% or approximately $380 more per year.

To lower your insurance rates after a speeding ticket, you need to take a defensive driving course or traffic school. You can also shop around for a new insurer to find cheaper rates. 

Elena G.
Elena G.
Answered on Dec. 1, 2021

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