What are the renters insurance options for me as a pet owner?

If you're a pet owner who's renting a home or apartment, it's important to protect both your furry friend and yourself with the right type of insurance. However, renters insurance often does not cover your pet or the liability insurance for your pet. It is often cost-saving if you shop pet insurance from the same insurance companies as your renters insurance.

Below is a list of the companies that provide both renters insurance and pet insurance.

Lemonade

Lemonade is a newer insurance company that has gained popularity for its user-friendly digital platform and affordable rates. They offer pet insurance policies that include coverage for pet damage, as well as liability coverage for pet-related incidents. What sets Lemonade apart from other insurance providers is their commitment to social impact, as they donate a portion of their profits to various charities chosen by their customers.

State Farm

State Farm is one of the largest insurance providers in the United States, and they offer a range of pet insurance policies that include pet liability coverage. With State Farm, pet owners can get coverage for damage caused by their pets, as well as liability coverage in case their pets injure someone or cause property damage. They also offer discounts for pet owners who have taken steps to mitigate pet-related risks, such as obedience training.

Allstate

Allstate is another major insurance provider that offers pet insurance policies with wide range of liability coverage. In addition to covering damage caused by pets, their policies also provide liability coverage for dog bites and other pet-related incidents. 

Nationwide

Nationwide is another top insurance provider that offers both renters insurance and pet insurance. Their pet policies cover damage caused by pets, as well as liability coverage for pet-related incidents. They also offer a range of optional coverage options, such as pet medical coverage and replacement cost coverage for personal property.

Farmers

Farmers Insurance is a popular choice for pet owners, as they offer pet insurance policies with pet liability coverage that includes coverage for dog bites and other pet-related incidents. They also offer discounts for pet owners who have taken steps to mitigate pet-related risks, such as obedience training or using a leash.