If Joyce Byers were real-life people and rented their house in Hawkins, Indiana, how much renters insurance would she pay per year?

The average renters insurance premium in Indiana is around $174 which is about the same as the national average. For Joyce who is in her 40s, her renters insurance would be around $87 per year if she chooses coverage that includes $5000 personal property, $1000 medical payments, $500 deductible, $1000 loss of use, and $100,000 liability.